Retirement is a fact that each one of us has to face; this phase of life brings numerous changes in lifestyle patterns, daily life and a lot more. An important thing that is heavily impacted by this stage is the flow of funds. After we reach retirement, the assurance of monthly fixed income vanishes; for some, pension brings respite but that too is a portion of the earlier earned remuneration. In short financial stability is on every person's mind and to make this possible, retirement planning at an early stage is important.
Builders Risk Insurance Basics
When constructing a new building, builders risk insurance is an essential type of coverage that provides benefits for both the owner of the property and for the contractor. This type of insurance makes it possible to protect the structure while it is under construction. It provides benefits that don't come with regular homeowners or commercial property insurance. Here are the basics of what this type of coverage brings to the table.
Income Protection Cover: Varying Degrees of Disability
Australian insurance companies provide income protection cover for temporary as well as permanent disability. You will be considered disabled, if you suffer a reduction in earnings of 20% or higher. Then you will be eligible for cover until you return to work.
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